Investment Advisers Performance MeasuresIAPM

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INVESPECTRA Commentary on the Ranking Reports:
There are five sample reports for five different risk profiles. The figures displayed are based on actual performance results for investors over recent five years including the GFC Great Financial Crisis of 2007-2009.

To view an explanation side-by-side with the INVESPECTRA Ranking Report sample, click HERE.

Alternatively, right click HERE and select ‘open in new tab’. A new tab will be opened which then allows you to swap between this page and a 'View Report Guide'.

The report allows you to see:
  • your own performance and ranking in each year (highlighted in green);
  • your ranking for the full five-year period;
  • the performance and ranking of other providers.
Confidentiality: when you log in and access a ranking report, you will be able to see how your own investments have performed. This information will be visible only to you - no else will be able to see it. For an example of how this works, see the green lines in the sample report.

Risk Profiles: your Risk Profile is the level of risk you are willing to take with your investments. When you signed up with an Investment Adviser, he or she should have discussed this with you and assigned you a Risk Profile. For more information on Risk Profiles click here.

 
Portfolio Performance Report
Confidential to: Sample Investor #1
REGIONS: Auckland, Northland
REPORT TO: 30/06/2011   RISK PROFILE: Higher Risk   TOTAL RANKED: 6
Ranking based on five year performance [refer Notes at bottom of report]
LATEST INVESTOR RETURNS:
30/06/2011   [Sample Investor #1] Closing Balance:   $33,112
   
    1 Year 3 Year 5 Year Overall
Investment Advisers         [%]  Rank [%]  Rank [%]  Rank  Rank
                       
[1061] Sample Adviser #21 - INVESPECTRA SAMPLE FIRM, Takapuna         16.5 4 18.9 2 17.6 1 1
                       
[1062] Sample Adviser #22 - INVESPECTRA SAMPLE FIRM, Takapuna         12.1 6 15.8 3 15.1 2 2
                       
[1041] Sample Adviser #1 - INVESPECTRA SAMPLE FIRM, Takapuna         28.2 1 19.7 1 10.8 3 3
                       
[1051]         21.6 2 14.9 4 6.1 4 4
                       
[1042]         20.6 3 -12.1 5 -23.7 5 5
                       
[1052]         15.2 5 -17.0 6 -28.0 6 6
                       
NOTES:
1) returns have been calculated based on quarterly return calculations that assume cashflows occur mid-quarter.
2) returns for periods greater than a year have been annualised for overall ranking purposes. The overall ranking is only provided for Advisers that have a complete 5-year history of returns.
3) latest returns for any Adviser could be up to 2 months before the stated "Report To" date and this could be material to ranking results.
4) returns are net of tax and investment fees. Each adviser return may consist of one or more investors with different tax rates. The "average" tax rate of each adviser will therefore depend on the tax rate of the individual investors and the size and composition of their investment.
5) to assist readers interpret the results we show the "average tax rate" associated with each investment return. The "average tax rate" is calculated weighted by investment funds associated with each tax rate.
6) readers will need to use care and judgement in interpreting the results because the "average tax rate" will vary from Adviser to Adviser.
 
Portfolio Performance Report
Confidential to: Sample Investor #1
REGIONS: Auckland, Northland
REPORT TO: 30/06/2011   RISK PROFILE: Higher Risk   TOTAL RANKED: 6
Ranking based on five year performance [refer Notes at bottom of report]
LATEST INVESTOR RETURNS:
30/06/2011   [Sample Investor #1] Closing Balance:   $33,112
   
[2007]   [2008]   [2009]   [2010]   [2011]   Overall  
Year Five Rank Year Four Rank Year Three Rank Year Two Rank Year One Rank Rank   
[1061] Average Tax
Rate 33%
INVESPECTRA SAMPLE FIRM, Takapuna Sample Adviser #21
11.1% 1 -11.0% 4 -3.0% 2 5.2% 6 16.5% 4 1
[1062] Average Tax
Rate 30%
INVESPECTRA SAMPLE FIRM, Takapuna Sample Adviser #22
10.5% 2 -10.1% 3 -2.8% 1 6.3% 3 12.1% 6 2
[1041] Average Tax
Rate 30%
INVESPECTRA SAMPLE FIRM, Takapuna Sample Adviser #1
2.3% 5 -9.5% 2 -15.6% 4 10.6% 2 24.9% 1 3
[1041] [Your Individual Portfolio]
2.3%   -9.5%   -15.6%   10.6%   24.9%    
[1051] Average Tax
Rate 33%
2.1% 6 -9.5% 2 -15.1% 3 11.2% 1 21.6% 2 4
[1042] Average Tax
Rate 33%
5.4% 3 -17.6% 6 -31.3% 5 6.0% 4 18.2% 3 5
[1052] Average Tax
Rate 30%
5.3% 4 -17.6% 5 -31.6% 6 5.4% 5 15.2% 5 6
NOTES:
1) returns have been calculated based on quarterly return calculations that assume cashflows occur mid-quarter.
2) returns for periods greater than a year have been annualised for overall ranking purposes. The overall ranking is only provided for Advisers that have a complete 5-year history of returns.
3) latest returns for any Adviser could be up to 2 months before the stated "Report To" date and this could be material to ranking results.
4) returns are net of tax and investment fees. Each adviser return may consist of one or more investors with different tax rates. The "average" tax rate of each adviser will therefore depend on the tax rate of the individual investors and the size and composition of their investment.
5) to assist readers interpret the results we show the "average tax rate" associated with each investment return. The "average tax rate" is calculated weighted by investment funds associated with each tax rate.
6) readers will need to use care and judgement in interpreting the results because the "average tax rate" will vary from Adviser to Adviser.
 
Portfolio Performance Report
Confidential to: Sample Investor #1
REGIONS: Auckland, Northland
REPORT TO: 30/06/2011   RISK PROFILE: Medium / High.   TOTAL RANKED: 6
Ranking based on five year performance [refer Notes at bottom of report]
[2007]   [2008]   [2009]   [2010]   [2011]   Overall  
Year Five Rank Year Four Rank Year Three Rank Year Two Rank Year One Rank Rank   
[1063] Average Tax
Rate 30%
INVESPECTRA SAMPLE FIRM, Long Bay Sample Adviser #23
21.1% 1 -10.5% 4 -7.2% 2 4.0% 5 16.1% 2 1
[1064] Average Tax
Rate 17.5%
INVESPECTRA SAMPLE FIRM, Rothesay Bay Sample Adviser #24
5.0% 4 -0.3% 1 4.3% 1 3.4% 6 1.8% 6 2
[1044] Average Tax
Rate 17.5%
2.0% 6 -3.9% 3 -16.2% 3 8.4% 4 11.1% 4 3
[1054] Average Tax
Rate 17.5%
2.0% 5 -3.9% 2 -16.6% 4 8.4% 3 10.2% 5 4
[1043] Average Tax
Rate 17.5%
6.8% 3 -16.9% 6 -21.6% 5 11.6% 2 17.0% 1 5
[1053] Average Tax
Rate 17.5%
6.9% 2 -16.9% 6 -22.0% 6 12.0% 1 16.0% 3 6
NOTES:
1) returns have been calculated based on quarterly return calculations that assume cashflows occur mid-quarter.
2) returns for periods greater than a year have been annualised for overall ranking purposes. The overall ranking is only provided for Advisers that have a complete 5-year history of returns.
3) latest returns for any Adviser could be up to 2 months before the stated "Report To" date and this could be material to ranking results.
4) returns are net of tax and investment fees. Each adviser return may consist of one or more investors with different tax rates. The "average" tax rate of each adviser will therefore depend on the tax rate of the individual investors and the size and composition of their investment.
5) to assist readers interpret the results we show the "average tax rate" associated with each investment return. The "average tax rate" is calculated weighted by investment funds associated with each tax rate.
6) readers will need to use care and judgement in interpreting the results because the "average tax rate" will vary from Adviser to Adviser.
 
Portfolio Performance Report
Confidential to: Sample Investor #1
REGIONS: Auckland, Northland
REPORT TO: 30/06/2011   RISK PROFILE: Medium   TOTAL RANKED: 7
Ranking based on five year performance [refer Notes at bottom of report]
[2007]   [2008]   [2009]   [2010]   [2011]   Overall  
Year Five Rank Year Four Rank Year Three Rank Year Two Rank Year One Rank Rank   
[1045] Average Tax
Rate 30%
INVESPECTRA SAMPLE FIRM, Castor Bay Sample Adviser #5
3.2% 6 5.2% 5 3.5% 2 9.9% 5 5.8% 3 1
[1046] Average Tax
Rate 17.5%
3.5% 4 5.4% 2 3.6% 1 10.3% 3 4.4% 4 2
[1055] Average Tax
Rate 17.5%
INVESPECTRA SAMPLE FIRM, Takapuna Sample Adviser #15
3.3% 5 5.2% 5 3.3% 3 9.9% 4 4.3% 5 3
[1056] Average Tax
Rate 30%
3.7% 3 5.4% 3 1.5% 4 10.8% 2 3.9% 6 4
[1031] Average Tax
Rate 30%
2.0% 7 5.5% 1 0.4% 5 5.4% 7 3.5% 7 5
[1065] Average Tax
Rate 17.5%
16.2% 1 -1.0% 7 -14.5% 7 11.5% 1 6.8% 2 6
[1066] Average Tax
Rate 17.5%
13.2% 2 1.8% 6 -14.3% 6 9.8% 6 7.5% 1 7
NOTES:
1) returns have been calculated based on quarterly return calculations that assume cashflows occur mid-quarter.
2) returns for periods greater than a year have been annualised for overall ranking purposes. The overall ranking is only provided for Advisers that have a complete 5-year history of returns.
3) latest returns for any Adviser could be up to 2 months before the stated "Report To" date and this could be material to ranking results.
4) returns are net of tax and investment fees. Each adviser return may consist of one or more investors with different tax rates. The "average" tax rate of each adviser will therefore depend on the tax rate of the individual investors and the size and composition of their investment.
5) to assist readers interpret the results we show the "average tax rate" associated with each investment return. The "average tax rate" is calculated weighted by investment funds associated with each tax rate.
6) readers will need to use care and judgement in interpreting the results because the "average tax rate" will vary from Adviser to Adviser.
 
Portfolio Performance Report
Confidential to: Sample Investor #1
REGIONS: Auckland, Northland
REPORT TO: 30/06/2011   RISK PROFILE: Low / Medium   TOTAL RANKED: 6
Ranking based on five year performance [refer Notes at bottom of report]
[2007]   [2008]   [2009]   [2010]   [2011]   Overall  
Year Five Rank Year Four Rank Year Three Rank Year Two Rank Year One Rank Rank   
[1048] Average Tax
Rate 10.5%
INVESPECTRA SAMPLE FIRM, Takapuna Sample Adviser #8
3.7% 5 5.5% 4 3.9% 3 18.4% 3 6.0% 3 1
[1047] Average Tax
Rate 10.5%
INVESPECTRA SAMPLE FIRM, Takapuna Sample Adviser #7
3.8% 4 5.5% 2 4.0% 2 18.6% 2 5.4% 4 2
[1058] Average Tax
Rate 17.5%
INVESPECTRA SAMPLE FIRM, Takapuna Sample Adviser #18
3.6% 6 5.5% 3 5.9% 1 18.3% 4 3.6% 6 3
[1057] Average Tax
Rate 10.5%
INVESPECTRA SAMPLE FIRM, Northcote Sample Adviser #17
3.9% 3 5.5% 1 2.1% 4 18.7% 1 4.7% 5 4
[1068] Average Tax
Rate 17.5%
10.7% 2 -2.6% 5 -4.4% 5 11.5% 5 8.4% 2 5
[1067] Average Tax
Rate 10.5%
14.0% 1 -6.4% 6 -8.0% 6 8.1% 6 10.9% 1 6
NOTES:
1) returns have been calculated based on quarterly return calculations that assume cashflows occur mid-quarter.
2) returns for periods greater than a year have been annualised for overall ranking purposes. The overall ranking is only provided for Advisers that have a complete 5-year history of returns.
3) latest returns for any Adviser could be up to 2 months before the stated "Report To" date and this could be material to ranking results.
4) returns are net of tax and investment fees. Each adviser return may consist of one or more investors with different tax rates. The "average" tax rate of each adviser will therefore depend on the tax rate of the individual investors and the size and composition of their investment.
5) to assist readers interpret the results we show the "average tax rate" associated with each investment return. The "average tax rate" is calculated weighted by investment funds associated with each tax rate.
6) readers will need to use care and judgement in interpreting the results because the "average tax rate" will vary from Adviser to Adviser.
 
Portfolio Performance Report
Confidential to: Sample Investor #1
REGIONS: Auckland, Northland
REPORT TO: 30/06/2011   RISK PROFILE: Low Risk   TOTAL RANKED: 7
Ranking based on five year performance [refer Notes at bottom of report]
[2007]   [2008]   [2009]   [2010]   [2011]   Overall  
Year Five Rank Year Four Rank Year Three Rank Year Two Rank Year One Rank Rank   
[1069] Average Tax
Rate 10.5%
INVESPECTRA SAMPLE FIRM, Northcote Sample Adviser #29
6.2% 3 5.2% 2 2.0% 5 13.4% 1 0.7% 7 1
[1059] Average Tax
Rate 10.5%
INVESPECTRA SAMPLE FIRM, Browns Bay Sample Adviser #19
5.8% 7 5.3% 1 9.1% 1 3.3% 2 1.5% 6 2
[1050] Average Tax
Rate 10.5%
6.2% 4 4.8% 5 4.7% 2 1.6% 5 4.1% 2 3
[1049] Average Tax
Rate 17.5%
5.8% 6 5.0% 4 4.1% 3 2.7% 4 3.8% 3 4
[1070] Average Tax
Rate 10.5%
INVESPECTRA SAMPLE FIRM, Rothesay Bay Sample Adviser #30
5.9% 5 5.0% 3 4.0% 4 2.9% 3 2.3% 5 5
[1060] Average Tax
Rate 10.5%
6.3% 2 4.5% 6 -0.1% 6 0.9% 6 3.4% 4 6
[1037] Average Tax
Rate 33%
10.0% 1 -8.7% 7 9.1% 1 7
NOTES:
1) returns have been calculated based on quarterly return calculations that assume cashflows occur mid-quarter.
2) returns for periods greater than a year have been annualised for overall ranking purposes. The overall ranking is only provided for Advisers that have a complete 5-year history of returns.
3) latest returns for any Adviser could be up to 2 months before the stated "Report To" date and this could be material to ranking results.
4) returns are net of tax and investment fees. Each adviser return may consist of one or more investors with different tax rates. The "average" tax rate of each adviser will therefore depend on the tax rate of the individual investors and the size and composition of their investment.
5) to assist readers interpret the results we show the "average tax rate" associated with each investment return. The "average tax rate" is calculated weighted by investment funds associated with each tax rate.
6) readers will need to use care and judgement in interpreting the results because the "average tax rate" will vary from Adviser to Adviser.