Risk Profile questionnaires have been designed to help investment advisers understand your Risk Tolerance. This includes your need to accept market risk and willingness to endure fluctuations in your portfolio value to achieve your investment goals.
Invespectra does not need to know your risk profile. We obtain asset allocation data which shows your exposure to different asset classes. This ensures comparisons are like with like.
This process is the same as used for Kiwisaver.